Auto Insurance in Rhode Island and Massachusetts

Rhode Island and Massachusetts requires drivers to purchase, at minimum, the following insurance coverage:

Bodily Injury Liability Insurance: $25,000 per person/$50,000 per accident
Property Damage Liability Insurance: $25,000
Uninsured/Underinsured Motorist Insurance: $25,000 per person/$50,000 per accident
Liability insurance pays for property damage or injury to others if you are found responsible for a crash. Uninsured/underinsured motorist coverage protects you if you are involved in an accident where the other driver is not properly insured. In Rhode Island, uninsured/underinsured motorist coverage may be declined if a driver chooses to purchase only the minimum required bodily injury and property damage coverage.

Drivers may also purchase additional liability insurance, as well as other types of coverage such as collision, comprehensive, or medical payments coverage.

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